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Ottawa Property Types

Ottawa Luxury Homes

By Bo Yu, Broker, Right at Home Realty, Brokerage

Ottawa's luxury market is small and local — above $1.5M, activity concentrates in a short list of enclaves, and a growing share of it never touches a public listing.

This is a working guide for buyers and sellers in that top quartile: where the inventory actually is, how the price-per-square-foot numbers read, which builders keep coming up, and how the off-market side of the business works.

Prices, rates, and program rules change often. Treat the figures here as general guidance, not advice for your specific situation. Ask Bo for current OREB comparables, and confirm program eligibility with your lender or lawyer.

The enclaves that matter

Rockcliffe Park: the city's old-money and diplomatic core. $2.5M–$8M+ on mature lots near the Ottawa River and downtown. Held tightly — a meaningful share of sales here happen privately.

Glebe and Old Ottawa South: $1.5M–$3.5M for character homes, infill builds, and full renovations, all within walking distance of the canal.

Westboro and McKellar Park: $1.6M–$3.5M for newer infill and renovated singles — the strongest case for 'walkable luxury' in the city.

Kanata Lakes: $1.4M–$2.8M for newer executive homes on premium golf-course lots, the anchor of west-end luxury.

Manotick and Greely: $1.5M–$4M+ for custom homes on 1–10 acre estate lots, with village charm 25 minutes from downtown.

Riverside South Phase 2, Stonebridge in Barrhaven, and parts of Stittsville also produce $1.4M–$2.2M in new-construction luxury inventory.

Ottawa luxury home kitchen with quartz island and brass pendants
Inside an Ottawa luxury home — quartz, oak and natural light.

How the price-per-square-foot numbers actually read

Rockcliffe Park resale: $700–$1,100/sq ft above-grade.

Westboro / Glebe / OOS infill: $900–$1,300/sq ft for newer builds; $650–$900 for original-condition character homes.

Kanata Lakes / Stonebridge / Riverside South executive: $400–$550/sq ft for newer builds.

Manotick / Greely estate lots: harder to pin down — land value drives a large share of the price, with structures on premium lots ranging $500–$900/sq ft.

The number only means something once you separate land value from structure value — that adjustment is what makes Ottawa's luxury price reads make sense.

Who's building at this level

Uniform Urban Developments, ASP Construction, Ottawa Premiere Group, Westport Homes, and Lacroix Custom Builders are the names most-respected at the top of the Ottawa custom-build market.

In Westboro, the Glebe, and Old Ottawa South, full renovations are just as common as new builds — buyers pick up a tired house for $1.3M–$1.6M and put $700K–$1.2M into it rather than waiting out a custom-build timeline.

Tree-lined Ottawa street of century brick homes in autumn
Central Ottawa's century homes and mature maple canopy.

Why so much of this happens off-market

A large share of Ottawa's luxury transactions, especially above $2M, never reach MLS. Sellers at this level often want privacy — no neighbours, employers, or social circles watching the listing go up on Realtor.ca.

Pre-MLS inventory moves through agent networks active in Rockcliffe, the Glebe, Westboro, Kanata Lakes, and Manotick. Buyers watching public listings alone typically see only 60%–70% of what's actually available in a given quarter.

Working with an agent who's genuinely active in that network — and trusted with off-market listings — changes both what you get to see and how early you see it.

Financing above $1.5M

CMHC insurance stops being available above $1.5M, so the minimum down payment is 20%. Most buyers at this level put down 25%–35%.

The big banks aren't always the sharpest pricing here — private wealth divisions, brokered alternative lenders, and credit-union jumbo programs are all active in this range.

Pre-approvals take longer too. Expect 3–4 weeks from application to a documented commitment letter, especially with a non-standard income profile: executive compensation, self-employment, or significant equity components.

Beautiful brick home glowing at golden hour in an Ottawa neighbourhood
An Ottawa home at golden hour — the kind of place this market was built for.

Selling in this range is a different job

Marketing isn't about doing more — it's about targeting better. Discreet pre-MLS distribution to the right agent network, architectural photography, drone and video walkthroughs, and staging where it earns its cost.

Pricing carries more risk than at other levels. True comparables are scarce — often just 3–6 genuinely comparable sales per enclave per year — so mispricing a one-of-one property is the biggest exposure.

Showings need real protocol: verified buyers, scheduled previews, and identity confirmation before anyone tours the home.

Questions People Ask

A few common questions

What qualifies as a luxury home in Ottawa?
In practice, $1.5M+ is the working threshold — above that, supply tightens, financing rules shift (no CMHC), and the buyer pool narrows considerably. True top-tier Ottawa luxury tends to start around $2.5M and reaches $8M+ in Rockcliffe Park and on the city's largest estate lots.
Where are Ottawa's most expensive neighbourhoods?
Rockcliffe Park consistently tops the list by both median price and ceiling. The Glebe, Westboro, Old Ottawa South, Kanata Lakes, and Manotick's estate areas round out the top tier.
How active is the Ottawa luxury market?
Steady, but small by design. Ottawa typically sees 250–400 sales a year above $1.5M and 60–120 above $2.5M. Activity picks up in spring and fall; summer and December–February run quieter.
Are there off-market Ottawa luxury homes I can access?
Yes. Buyers working with agents active in the local luxury network regularly see pre-MLS and never-listed inventory that doesn't show up on Realtor.ca. Expect public MLS to show roughly 60%–70% of what's truly available at any given time.
What's the minimum down payment for Ottawa luxury?
20% on the portion of price above $1.5M, though most buyers put down 25%–35%. CMHC insurance isn't available above that threshold, which structurally changes the down-payment math.
Do Ottawa luxury sellers list with full marketing or quietly?
Both approaches are common. Some sellers want full MLS exposure and high-end marketing; others prefer a quiet, private launch to a curated buyer network before deciding whether to escalate to MLS. The right call depends on the property, the buyer pool, and how much privacy the seller wants.

Straight From the Source

Check the numbers yourself

These are the official sources I use for current Ottawa real estate data, government programs and buyer protection.

Buying or selling above $1.5M in Ottawa?

Let's talk privately — about your search or your sale, the off-market inventory, and the approach I'd take for your specific property.

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Any prices, rates, market figures or value estimates on this page are for general information only, based on the assumptions shown, and are not legal, tax, mortgage or financial advice or an offer of credit. Actual rates, payments, taxes, fees and values vary — confirm the numbers with your lender, lawyer or accountant before relying on them. Full disclosures.

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A discreet search for Ottawa's top end

I handle many of Ottawa's $1.5M+ transactions privately — off-market, pre-MLS. Share what you're looking for and I'll follow up personally.

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Ottawa in focus

What the city actually looks like

Ottawa luxury home kitchen with quartz island and brass pendants
Inside an Ottawa luxury home — quartz, oak and natural light.
Tree-lined Ottawa street of century brick homes in autumn
Central Ottawa's century homes and mature maple canopy.
Beautiful brick home glowing at golden hour in an Ottawa neighbourhood
An Ottawa home at golden hour — the kind of place this market was built for.