
Ottawa buyer tools
Ottawa mortgage & closing cost calculator
A working estimate of your monthly mortgage payment, plus the usual costs of buying in Ottawa: land transfer tax, CMHC insurance, legal fees, inspection, title insurance, and more.
$2,962.48
Principal & interest on $520,000 at 4.79% over 25 yrs
Every line links to a page explaining who charges it and when it's due.
Rates and thresholds verified August 2026. See all buyer costs.
These are planning estimates only. Actual costs depend on your lender, lawyer, insurer, and the specific property. For a closer look at your situation, talk to Bo.
Calculator results are estimates for general information only, based on the assumptions shown, and are not legal, tax, mortgage or financial advice or an offer of credit. Actual rates, payments, taxes, fees and values vary — confirm the numbers with your lender, lawyer or accountant before relying on them. Full disclosures.
Ottawa in focus
What the city actually looks like


